Liquidity is a unified technology platform for alternative investments. It enables discovering, subscribing to, and trading private and digital assets where legally permitted.
No. Liquidity does not provide investment advice or recommendations. It is a marketplace connecting issuers and investors under applicable securities laws.
Availability depends on investor accreditation, jurisdiction, and issuer policies.
All investment opportunities carry risk, and users must review offering documents and disclosures carefully.
All investment opportunities carry risk, and users must review offering documents and disclosures carefully.
Liquidity discloses all platform fees up front.
Liquidity guides users through KYC/KYB onboarding, protects every wallet with Multi-Party Computation (MPC) so a user’s private key is never stored in one place, and supports settlement through Delivery-versus-Payment (DvP) or escrow depending on the instrument.
Liquidity has seen rapid user growth, averaging from tens of thousands to over a million monthly active users (MAU) over the past six months.
Over 500 active investors consistently explore offerings, perform due diligence, and engage in trades or subscriptions each month.
Liquidity provides access to private companies, pre-IPO secondaries, cryptocurrencies, SBA 7(a) loan investments, equipment financing, and cap table management services.
Liquidity includes 50+ pre-IPO opportunities, featuring companies such as SpaceX, Figma, Discord, and others
Over 100 different cryptocurrencies and digital assets are available.
EquityTable is Liquidity’s cap table management product that helps companies manage real-time ownership structures, grants, transfers, and compliance.
The Terms of Service are published on our website at liquidity.io/terms-of-service. Within the mobile app, go to Profile → Legal → Terms of Service. If you need an official PDF, email [email protected] with your request.
Yes. Liquidity’s AML/KYC program is based on regulatory best practices. We perform identity verification (KYC for individuals, KYB for businesses), sanctions and PEP screening, ongoing monitoring, and reporting. The full policy is available at [link in app] or by requesting a copy via [email protected].
Yes. If you enable biometric authentication (like fingerprint or Face ID) on our mobile app, it’s governed by our Biometric Policy. You can read it at liquidity.io/biometric-policy or find it in-app at Profile → Legal → Biometric Policy. For any questions, our support team can assist.
Go to liquidity.io or download our mobile app. You can sign up by entering your phone number or by using Single Sign-On (SSO) via Google/Apple. After signing up:
By phone: We will email you an activation link. Click it, then complete the on-screen KYC steps (provide identity documents, etc.).
By SSO: Connect your Google/Apple account, then proceed with KYC.Once you finish verification and it’s approved, your account will be verified and you can fund your wallet.
Yes. Liquidity has native apps for both iOS and Android. Search your app store for “Liquidity” or use our download links. The app offers the full functionality of the platform, so you can browse deals, trade, and manage your account on your phone or tablet.
Absolutely. We use end-to-end encryption for all sensitive data, both in transit and at rest. Access to user data is controlled and monitored internally. For your digital wallet, we use MPC so your private key is never held in one place. We also recommend enabling two-factor authentication (2FA) in Profile → Security for extra protection on your account.
Absolutely. We use end-to-end encryption for all sensitive data, both in transit and at rest. Access to user data is controlled and monitored internally. For your digital wallet, we use MPC so your private key is never held in one place. We also recommend enabling two-factor authentication (2FA) in Profile → Security for extra protection on your account.
Follow the KYC/KYB process, submit accurate documentation, comply with terms of service, and keep your account information up-to-date.
Yes. Issuers can add and manage company profiles via EquityTable platform integrated with Liquidity.
You will receive messages about new deals, portfolio updates, compliance reminders, and account activity.
Because it consolidates all your key information, making it accessible and verifiable both for you and for issuers or regulators.
Tutorials are available within the Help section of the app and on liquidity.io/resources.
By gathering all necessary documentation and verification in one place, compliance is automated and streamlined.
KYC (Know Your Customer) verifies individuals. KYB (Know Your Business) verifies companies. Both are regulatory requirements.
A legal document outlining investment risks, terms, and company details provided to potential investors.
Investors complete identity and accreditation verification, link banking info, and sign digital agreements through the platform.
Liquidity uses MPC (Multi-Party Computation) for wallet security, ensuring private keys are never stored centrally.
No. The platform manages keys securely using MPC, offering a seamless user experience without requiring key custody.
Yes, Onyx SSO uses industry-standard encryption and verification methods for secure login.
Liquidity offers private company shares, pre-IPO secondary shares, SBA 7(a) loan investments, equipment financing, and tokenized securities.
Access to SBA 7(a) loan-backed securities which are government guaranteed.
They provide liquidity to early investors and allow new investors access to companies before public listing.
Over $1 trillion in annual financing volume.
Equity, debt, and hybrid securities across multiple industries and stages.
By completing KYC, funding their wallet, and subscribing to offerings through the platform interface.
Liquidity subsidizes gas fees on its proprietary blockchain, so investors do not pay gas directly.
Through the Portfolio dashboard which shows real-time holdings, valuations, and transaction history.
Yes, a secondary market is available for many tokenized securities on the platform.
It provides liquidity options and enables price discovery for private assets.
Investment risks, lockup periods, minimum ticket sizes, and issuer disclosures.
Minimums vary per offering, commonly $5,000 or more; maximums depend on accreditation and issuer limits.
Yes, some debt instruments and loans have shorter durations than equity.
Smart contracts automate transaction execution, reduce costs, and enhance trust by enforcing terms programmatically.
ERC-1400 and related security token standards are utilized for compliance and functionality.
Tokenization is creating a digital token on a blockchain that represents ownership of a real asset, like a share in a company, loan interest, or real estate.
A blockchain is a secure, shared ledger—like a Google Doc that everyone can see, where edits are transparent, tamper-resistant, and preserved.
A token is a digital representation of ownership rights, such as economic benefits or voting power, programmed on a blockchain.
It enables fractional ownership, letting investors buy small pieces of assets. Instead of $100,000 minimums, investors can start with a few hundred dollars.
Tokenized assets can trade on secondary marketplaces like Liquidity.io, making it easier to buy and sell than in traditional private markets.
Blockchain provides a transparent ledger of ownership and transactions, reducing opacity and increasing trust.
By using smart contracts to automate settlements and ownership transfers, it reduces middlemen, paperwork, and fees.
It democratizes access to private markets, enhances efficiency, and modernizes capital formation.
LQDTY is Liquidity’s proprietary blockchain designed to support secure, gas-efficient trading and settlement.
To optimize for high throughput, low fees, compliance features, and user experience not possible on existing chains.
Features include gas-less transactions, MPC wallet integration, regulatory compliance, and smart contract flexibility.
Liquidity subsidizes gas fees to provide a frictionless experience for investors.
Eliminating gas fees removes a significant cost and usability barrier, encouraging broader participation.
It addresses scalability, compliance, cost, and user experience challenges faced by general-purpose Layer 1 blockchains.
Token trading occurs on the Liquidity platform with instant settlement, price discovery, and compliance enforced by smart contracts.
Liquidity uses Multi-Party Computation (MPC) wallets that divide private keys into parts held separately to prevent compromise.
The MPC system coordinates signing without ever fully reconstructing the private key, ensuring secure transaction approval.
MPC increases security by eliminating single points of failure and enabling key recovery without exposure.
A wallet that secures private keys through cryptographic splitting and distributed computation.
Follow the wallet setup instructions in the Liquidity app during onboarding, including backup of your recovery phrase.
Store it offline, never share it, and use secure environments like hardware wallets or trustable secure locations.
The app will prompt you to enter your recovery phrase for validation during setup or wallet restoration.
When the MPC setup process completes with successful key share distribution and recovery phrase backup confirmation.
It is the ultimate backup for wallet recovery and unauthorized access could result in total loss of funds.
A settlement mechanism that ensures exchange of asset and payment occurs simultaneously to reduce counterparty risk.
PII is encrypted, access-controlled, and stored in compliance with data protection regulations.
Liquidity maintains immutable logs and documentation to provide full transparency during regulatory audits.
A Special Purpose Vehicle used as a legal entity to hold assets or issue securities on behalf of investors.
Multi-Party Computation, a cryptographic method splitting keys across parties to enhance security.
Yes, Liquidity employs advanced cryptographic security, penetration testing, and continuous monitoring to safeguard user assets.
An Alternative Trading System (ATS) is a regulated trading venue for buying and selling securities outside traditional exchanges.
Liquidity follows SEC and FINRA regulations, including KYC/AML protocols, record-keeping, and investor protection rules.
The Howey Test determines whether a transaction qualifies as an investment contract subject to securities laws, crucial for compliance.
Yes, all offerings have detailed risk disclosures to inform investors about potential risks
Because tokenized assets represent ownership or claims on companies, they are classified as securities under law.
Investors generally have rights to dividends, voting, and other economic interests defined in the offering.
No, liquidity depends on secondary market development and issuer restrictions.
Users have access to Terms of Service, Privacy Policy, AML/KYC Policy, and Biometric Policy.
Rights are governed by the offering documents and applicable securities laws.
KYC (Know Your Customer) and AML (Anti-Money Laundering) are compliance steps to verify identity and prevent illegal activity.
Yes, subject to jurisdictional and issuer restrictions.
User assets are held separately and protected per regulatory requirements.
It authorizes Liquidity to operate as a regulated alternative trading system for digital securities.
A DID is a unique digital identity managed on the blockchain for secure verification.
Iron Key Capital is a private equity firm specializing in technology growth investing.
Trading fees include a commission percentage on transactions, platform usage fees, and occasional listing fees for issuers.
Trading fees are typically 1% of the transaction value but may vary by asset class and promotion.
No, companies pay nominal fees for listing assets on EquityTable or the Liquidity platform.
Additional fees may include withdrawal processing fees and wallet maintenance fees.
Yes, Liquidity supports over 100 cryptocurrencies for trading and custody.
Link your bank account and follow ACH deposit instructions through the platform interface.
Use the provided wire transfer details in your Liquidity account to send funds from your bank.
Submit a withdrawal request linked to your verified bank account via the Liquidity platform.
Initiate a withdrawal request and provide wire transfer details; processing times apply.
Yes, the platform offers real-time status updates on deposits, withdrawals, and trades.
The Liquidity Wallet offers enhanced security with MPC technology and seamless integration with the platform.
Confirm transaction details and approve trades securely via the Liquidity mobile app.
Yes, orders can be monitored, edited, or canceled in real-time from the dashboard.
The trade executes automatically with smart contract enforcement and settlement on the blockchain.
Currently, leverage or margin trading is not supported.
The app is highly optimized for speed, reliability, and user experience across devices and network conditions.
Features include encrypted data storage, secure authentication, real-time sync, and bug-free design.
Yes, the Linked Devices section shows last active timestamps for your connected devices.
You can remove linked devices anytime from your account settings to immediately revoke access.
It enables detection and removal of unauthorized devices improving overall account safety.
It allows account holders to grant limited or full permissions to additional users to co-manage assets.
Via the app’s permissions section, enter the user’s details and define access levels.
Yes, granular permission settings allow customizing allowed actions per co-owner.
Yes, all added users undergo KYC and security checks to ensure trusted access.
To increase operational flexibility and safeguard assets through shared management.
A central encrypted repository for storing and managing investment-related documents securely.
Use the built-in filter tools to sort and find documents based on upload or modification dates.
Documents are available instantly via the cloud-based secure storage system.
Access via app menu under Documents, with secured login required.
It offers easy organization, secure backup, and quick sharing options for investment compliance and records.
EquityTable.io is Liquidity’s document and cap table management platform for private companies and issuers.
Pricing varies based on company size and complexity; contact sales for a quote.
Yes, EquityTable supports imports from common cap table management systems for seamless transition.
Create an account, verify your company, and follow onboarding guides within the platform.
Yes, it supports convertible notes, SAFEs, options, warrants, and preferred shares.
Yes, issuers can manage multiple listings from a single account.
It streamlines document management, investor communications, and regulatory reporting.
A tool for issuers to update media, disclosures, and key metrics on their offerings.
Upload images, videos, and documents through the Media section of the Asset Detail Editor.
Include location, size, valuation, and legal documentation for real estate assets.
Financial returns, occupancy rates, appreciation history, and ESG scores.
Centralized, organized data enables faster and more accurate investor evaluations.
Available in the Help section of Liquidity.io and on our YouTube channel.
It offers regulatory compliance, investor reach, and enhanced liquidity solutions.
By automating cap table updates and compliance, companies save time and reduce errors.
Private markets are investment markets where securities are not publicly traded, including private equity, venture capital, and private credit.
They face inefficiencies like limited transparency, high minimums, and long lock-up periods.
Because transactions rely heavily on reputation, relationships, and validation rather than public data.
The extra return investors demand for holding illiquid assets compared to liquid ones.
Spreading investments across multiple sectors, strategies, and issuers to manage risk.
By accessing a wide range of assets, including private equity, loans, and tokenized instruments all within one platform.
Conduct due diligence, invest across asset types, review issuer disclosures, and maintain portfolio balance.
It reduces concentration risk and smooths portfolio performance over time.
They offer returns uncorrelated with traditional markets and protection against economic volatility.
Many alternatives, such as real assets and private credit, have built-in inflation hedges and stable cash flows.
Liquidity.io focuses on private, tokenized, and alternative assets versus publicly traded securities.
Review risk disclosures, lock-in durations, minimums, and compliance requirements.
Taxes depend on the investor’s jurisdiction and asset type; consult your tax advisor for details.
Tokenization allows liquidity for pre-IPO shares without waiting for a public listing.
It expands access, enhances liquidity, and modernizes private market investing through digital innovation.
